WHAT IS
AN ONLINE PAYDAY LOAN?
Payday loans are pretty simple to understand. A payday loan is
a small, unsecured, short-term cash advance that allows a person to meet their financial
needs until their next payday.
You may need payday loans to cover unplanned expenses that come up from time
to time. Using your payday loan to avoid bounced-check fees or late payment charges
can actually put money in your pocket. Or a payday loan can be used to take advantage
of a limited-time special purchase that you would miss out on by waiting until payday.
Payday loans can be a quicker and easier alternative to other less desirable short-term
credit options. Payday loans are, however, for short-term cash management and not
intended for larger financial problems that consumer credit counseling would resolve.
IMPORTANT DISCLOSURES: This service does not constitute an
offer or solicitation for short term loans in all states. DPL Financial
Services, LLC and its affiliates offer payday
advances and credit services only to residents in those
states where permitted by law. The states this site services may change from
time to time without notice. To obtain a loan, you must have a valid checking
account and email address. In most cases loans will be funded the next business
day without requiring any faxing of information unless we are unable to verify
your application information.
CONSUMER NOTICE: Payday advances should be used for short-term
financial needs only, not as a long-term financial solution. Customers with
credit difficulties should seek credit counseling.